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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 530-274-2727.
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Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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"Very little stress"
"Cheryl listed the home and had it advertised in magazines and on-line within a week."
Rick and Leslie Carr
Read Quote >
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three mortgages at one time. Download TripleCalc now. It's
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Cheryl Rellstab
is one of The Top Selling Real Estate Experts™
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The Economic Resource Council
The Economic Resource Council is your point of contact for: demographic & economic information, building & land inventories, financial resources, labor training, government advocacy, and more.
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Financing Your Home >Qualifying Guidelines
It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?
The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.
While loan rejections are disappointing, they can be resolved.
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| Q |
Over what famous building is aircraft forbidden to fly at any time?
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| A |
No aircraft is permitted to fly over the Taj Mahal in India. |
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Cheryl Rellstab
Keller Williams Realty Nevada County
101 Mill St
Grass Valley, CA 94945
Main Number: 530-274-2727
Fax: 530-274-1438
CherylRellstab@NUMBER1EXPERT.com
cheryl@cherylr.com
Cheryl Rellstab has been involved in Nevada County real estate since 1984. Her background consisted of building fine homes for clients, purchasing property & building spec houses. Cheryl believes the most important contributions she can give to her clients is to listen to their needs and advise & guide them through the process. 2004 & 2005 were record years for Cheryl w/ 40 million & 44 million in sales, consecutively. Cheryl is an owner of the Keller Williams franchise in Nevada County. She was the top individual producing agent in the Keller Williams Northern California & Hawaii Region for 2005 - 2007 out of nearly 4000 agents & received national recognition at the Keller Williams convention for her achievement for each year. Her network base allows her to keep her finger on the pulse of new development in the local real estate area. In our fast-changing market, insight into current trends gives her an advantage. This is important because in real estate as in life, timing is everything! 
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