Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!  You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. In the pre-qualification process, you will find out: - Exactly how much home or land you can afford. - How much cash you will need for the down payment. - The minimum down payment, and advantages of higher down payments. - What the bank feels you can afford for a monthly payment. I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Grass Valley, Nevada City and Penn Valley real estate agent to offer services such as these. Once you fill out the form, I will quickly process your information and get right back to you!  I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 
Working With An Agent >An Inspired Real Estate Agent
Sometimes a good real estate agent may remind you of a favorite aunt who is always trying to fix up her single nieces or nephews with her friends' sons or daughters. She really gets inspired when her efforts result in a great marriage. Real estate agents match prospective buyers with the perfect home for their family--and when it works, they feel terrific! And more important, their buyers and sellers feel terrific.
Sellers often have a strong attachment to a home that holds many memories for them. It is important for them to know that the new buyers will love it, too. While any sale can potentially become complicated and difficult, problems seem to work themselves out more easily if you have started out on a positive note. This is one important reason why agents work hard to maintain a good rapport between the parties involved in every transaction.
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Cheryl Rellstab ERA Cornerstone Realty Group 101 Mill St Grass Valley, CA 94945 Main Number: 530-274-2727 Fax: 530-274-1438 CherylRellstab@NUMBER1EXPERT.com cheryl@cherylr.com
Cheryl Rellstab has been involved in Nevada County real estate since 1984. Her background consisted of building fine homes for clients, purchasing property & building spec houses. Cheryl believes the most important contributions she can give to her clients is to listen to their needs and advise & guide them through the process. 2004 & 2005 were record years for Cheryl w/ 40 million & 44 million in sales, consecutively. Cheryl is an owner of the Keller Williams franchise in Nevada County. She was the top individual producing agent in the Keller Williams Northern California & Hawaii Region for 2005 - 2007 out of nearly 4000 agents & received national recognition at the Keller Williams convention for her achievement for each year. Her network base allows her to keep her finger on the pulse of new development in the local real estate area. In our fast-changing market, insight into current trends gives her an advantage. This is important because in real estate as in life, timing is everything! 

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